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Catherine Hiles

Catherine Hiles

Catherine Hiles is a professional writer who was first published in 2009. Since then, she has written for several publications including The Penny Hoarder, Dayton Mom Collective, and The News Wheel. She loves to research and write about topics such as insurance, banking, parenting, pets, and the automotive industry.

Catherine hails from the U.K. but spent several years in Belgium before settling in the U.S with her husband. She currently resides in the heart of America — Dayton, Ohio — where she works as the manager of a content and design team at a local marketing agency.

In her spare time, she enjoys running, reading, cooking, walking her dog, and taking care of her two young children.

Personal website: https://catherinehiles.com/

Articles by Catherine Hiles

Emergency Fund
Savings

What Is an Emergency Fund?

Updated on March 7, 2023
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5 Min Read
An emergency fund is a type of savings account that can help pay for unexpected expenses, such as large medical bills, house or car repairs, or unemployment.
Read more >
car sitting on a pile of coins
Loans

When Can You Refinance a Car Loan?

Updated on December 7, 2022
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5 Min Read
While it’s technically possible to refinance a car loan at any time, it might not always make sense to do so unless you can benefit financially.
Read more >
Cost to Sell a House
Mortgages

How Much Does it Cost to Sell a House?

Updated on January 13, 2022
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6 Min Read
Selling your house can be an expensive process. Learn more about what kinds of costs you can expect when you list your home for sale.
Read more >
Savings Account
Savings

What is a Money Market Account?

Updated on January 13, 2022
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6 Min Read
A money market account is a type of savings account that typically offers a higher interest rate than a traditional savings account.
Read more >
457 Plan vs. 403(b) Plan
Retirement

457 Plan vs. 403(b) Plan: What's the Difference?

Updated on January 11, 2022
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5 Min Read
403(b) and 457(b) plans are tax-advantaged retirement savings accounts offered to employees of some nonprofit organizations and state and local governments.
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Roth IRA vs Traditional IRA
Retirement

Traditional vs. Roth IRA

Updated on December 27, 2021
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5 Min Read
When it comes to individual retirement accounts, there are two options: traditional and Roth. Learn which one is right for you.
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how to buy a house
Mortgages

How to Buy a House: A Step By Step Guide

Updated on October 19, 2022
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13 Min Read
Buying a home is an exciting and momentous occasion that can also be extremely stressful. These tips will help prepare you for what’s to come so you can enjoy the process.
Read more >
Loans

Car Title Loans Guide

Updated on October 13, 2022
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7 Min Read
A car title loan is a short-term secured loan that uses your car as collateral; but failure to repay it in a timely manner can lead to inescapable debt.
Read more >
Sell a House With a Mortgage
Mortgages

Can You Sell a House With a Mortgage

Updated on October 2, 2022
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5 Min Read
Selling a home with a mortgage is possible and isn’t as scary as you might think, as long as your sale price is more than the amount you owe.
Read more >
Trust vs Will
Estate Planning

Trust versus Will: What's The Difference?

Updated on January 13, 2022
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5 Min Read
Wills and trusts are both legal documents that help distribute your assets after you die. But what is the difference, and which one do you need?
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Last will and testament
Estate Planning

How to Write a Will

Updated on March 13, 2022
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5 Min Read
Learn how to write your will, either on your own or with the help of an attorney, to ensure your loved ones are taken care of when you die.
Read more >
Visa Debit card vs credit card
Credit Cards

Debit Card vs. Credit Card

Updated on January 13, 2022
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6 Min Read
Debit and credit cards each have their advantages and disadvantages, but both are useful to keep in your wallet as long as you use them responsibly.
Read more >
Hard Credit Inquiry vs. Soft Credit Inquiry
Personal Finance

Hard Credit Inquiry vs. Soft Credit Inquiry

Updated on March 13, 2022
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4 Min Read
Hard and soft credit inquiries are different ways to check your credit. Hard inquiries can decrease your credit score, while soft inquiries don’t affect it.
Read more >
Writing a check
Banking

Cashier's Check vs. Money Order

Updated on January 13, 2022
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4 Min Read
Money orders and cashier’s checks are both forms of certified funds, but they have several differences you need to know to decide which is best for you.
Read more >
Debt consolidation calculations
Personal Finance

Best Debt Consolidation Loans Of 2022

Updated on January 2, 2022
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10 Min Read
The best debt consolidation loans can help you streamline payments and reduce interest rates on your debt, making your financial life simpler.
Read more >
Healthcare Power of Attorney
Estate Planning

What Is a Medical Power of Attorney?

Updated on January 13, 2022
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5 Min Read
A medical power of attorney is a way to appoint an agent to make decisions about your health care if you are unable to do so due to illness or injury.
Read more >
What is a Solo 401(k)?
Retirement

What is a Solo 401(k)?

Updated on April 3, 2022
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6 Min Read
A solo 401(k) is an investment account to help business owners save for their retirement. It has a lot of similarities to a regular 401(k), as well as some key differences.
Read more >
Certificate of deposit
Banking

What is a CD (certificate of deposit)?

Updated on January 13, 2022
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8 Min Read
A certificate of deposit, or CD, is a risk-free way to save that offers a higher interest rate than a traditional savings account without the risk associated with investing in stocks and bonds.
Read more >
Retirement at 55
Retirement

What is the Rule of 55?

Updated on December 27, 2021
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4 Min Read
The rule of 55 allows working Americans to retire early and access 401(k) or 403(b) funds without paying a penalty.
Read more >
Thrift Savings Plan (TSP)
Retirement

What is a Thrift Savings Plan (TSP)?

Updated on January 13, 2022
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6 Min Read
A Thrift Savings Plan (TSP) is a type of retirement investment account available for U.S. government employees and members of the military.
Read more >
What is a SEP IRA?
Retirement

What is a SEP IRA?

Updated on January 13, 2022
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7 Min Read
A SEP IRA is a type of retirement investment account for self-employed individuals or small business owners with few employees to save money for the future.
Read more >
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