Last Updated January 27, 2021
PLEASE READ THE FOLLOWING CAREFULLY BEFORE ACCESSING OR USING ANY PART OF THE SITE.
Why do we collect your information? We help you, the consumer, shop for car insurance and other related products by connecting you to insurance companies, insurance agents, discount program representatives and other vendors, including vendors who also help match consumers with insurance providers or other vendors.
Information We Collect: When you visit the Site, or use the Services we may collect certain information about your visit and usage of the Site and the Services in one or more of the following ways:
Information You Provide to Us. The Services will require you to provide or submit certain Personal Information in order to be able to use them. Some features or services require you to provide Personal Information which may be collected by the Providers on their landing pages, as described below. “Personal Information” generally means any information that may be used, either alone or in combination with other information to personally identify an individual, including, but not limited to your first and last name, telephone number, email address, a home or other physical address, zip code, gender, date of birth, social security number, credit card number, expiration date and other information such as financial account information, income information, employment information, media and health history information, make and model of your vehicle and driving record. In some jurisdictions and given the specific use we make with the information, the IP address that your internet service provider allocates for your device, may also be considered as Personal Information.
Information We Collect From You.
Interactions and Usage. In order to provide our Services, operate the Site, and provide information to our Providers, and our corporate group, we collect information through certain third-party analytics tools about your interaction and use of the Services, such as: URLs from which you were directed to the Site and to which you are referred from the Site, internal URLs of the Site in which you visited and your actions with respect to the Services, such as view or click information. In addition, the Site may automatically gather data about your IP address, geo-location information, mobile device, browser type, browser language or operating system. We may use third party contractors to collect and aggregate this information.
Device/Location Information. When you visit our Site, we may collect information about the browser you are using, such as hardware models and IDs, device type, operating system version, the content of your request and basic usage information about your use of the services – such as date and time. We may also collect and store information locally on your device using mechanisms such browser web storage and application data caches. We may use third party contractors to aggregate this information.
Cookies and Similar Technologies. The Site may use “cookies” and other anonymous web tracking technologies (such as “web beacons” and “pixel tags”) implemented by us or by Providers. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows the website to recognize your browser. Cookies may store your online preferences and other information about your interaction on the Site. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent to your browser. However, some features or services of the Site may not work properly without cookies. A pixel tag is a type of technology placed on websites for the purpose of tracking activity on websites, or when emails are opened or accessed (if applicable) and is often used in combination with cookies.
Information we receive from Third Parties: The Site and the Services are provided in collaboration and interaction with third parties, including Providers, our corporate group and other service providers. In order to enable and facilitate Services, we may receive information from third parties, including our corporate group entities, such as internal user identifier that our system generates to each user, and the summary of action taken by you (click, purchase, view, form submission or a phone call). On the Site, if applicable you may be able upon your choice – to accept the Service on a click-by-call basis. In which case, a third party vendor facilitates the call, tracking and feedback. In such cases, any additional information which you provided to Providers may be provided back to us for the purposes of tracking leads, referrals and engagements with our Providers.
Consent, Choice and Modifications:
The Services may require you to submit specific Personal Information. In such cases you can choose whether you want to use such Services or not. Even if you do provide us with your Personal Information, you have the right to withdraw your consent at any time (please refer to the section below entitled “Opt-Out Rights” and discusses withdrawing your consent).
How We Use Your Information:
In addition to the uses of information we collect including Personal Information, jointly “your information”) described herein, by using this Site, you authorize us and our Providers to use your information in the following ways: (a) provide you with quotes, products and services, (b) improve our Site and services or to customize your experience with us, (c) provide you with information, special offers, and advertisements about products and offers, including any new features or updates, (d) respond to your inquires and other communications with you, (e) counting and tracking purposes of referrals and ads or promotions, and (f) authenticate your access and use of the Site. By submitting your email address and/or phone number to us, you authorized us to use that email address and phone number to contact you periodically, including by the use of an auto-dialer and pre-recorded messages, concerning (i) your quote requests, (ii) about the Site, or our Services, and (iii) information or offers that we feel may be of interest to you. We may allow our Providers to provide you with information about new products and special offers, including offers for insurance products, or financial services offers and products. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, status of orders and/or policies purchased online or offers for other products or services which may be of interest to you, for statistical analysis or to improve our Site. By using this Site, you agree that you may be contacted in any manner contemplated in this section even if your number is registered on a do-not-call or similar registry.
If you choose to provide personal information, such as your social security number, we may use that information to determine your financial status. If you do not provide such personal information, we may also use other information that you provided for the purpose of verifying your eligibility for an insurance policy or for any other programs, offer or services.
You agree that by submitting your information on the Site, you agree to receive mobile marketing including, but not limited to, text-message based marketing (“SMS Messages”), from us and our Providers, or other third party marketers. You further acknowledge that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting "STOP" or "OPT-OUT" as specifically set forth in the communication. See "Opt-Out Rights" below. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by registering and/or using the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.
Information We Disclose to Third Parties
Providers and other third parties. Providers or other third parties may send you information about products and services by telephone, SMS Messages, mail or email. If you choose to provide your information to our Site, we will share your information, which you provided to us or that we obtained from third-party sources, with Providers, our corporate group entities or other third parties that may provide it to other insurance companies or credit card institutions.
Insurance companies that receive your information may use it to assist in providing you offers for insurance. You further acknowledge and agree that each Provider or other insurance company that receives your quote request from this Site or from our corporate group may confirm your information through the use of a consumer reporting agency, which may include among other things, your driving record or credit score to determine eligibility and accurate rates.
Third parties who perform services on our behalf. We may employ other companies and individuals to perform certain functions on our behalf, such as analyzing data and providing marketing analysis. These agents have access to use information as needed to perform their duties for our Site.
Links to Third Party Sites
Third Parties. If you submit your information and you wish to opt out from being contacted by Providers, you should notify them directly of your choices regarding the use and sharing of your information and to opt-out of receiving additional offers from them or any other third parties with whom we have shared your information.
Cookies and Tracking Technologies. You may set your browser to refuse and/or block any cookies from the Site or third party services.
Data Storage and Security Platforms (“Data Platforms”):
We use third party cloud and storage services to store and retain your Information. It means that we send or otherwise share your information to or with third party entities that are located anywhere in the world, including in the U.S., for the purpose of storing such information on our behalf, or for other processing needs. The Data Platforms may be located anywhere in the world. We use Data Platforms that maintain a strict privacy protection and data security policies, and strict compliance with applicable data protection laws. However, their practices and activities are fully governed by their own privacy policies.
Customer Reviews or Testimonials. We may contact you to provide a customer review or testimonial, which may contain Personal Information. If you provide us with a customer review or testimonial, we will obtain your consent prior to posting any customer review or testimonial on the Site.
This Site or the Services are meant for adults. We do not knowingly collect Personal Information from anyone under 18 years of age without permission from a parent or guardian. If we become aware that we have unknowingly collected PII from a child under the age of 18, we will make reasonable efforts to delete such information from our records. If you are a parent or legal guardian, and you become aware that an individual under the age of 18 has submitted information to us, please advise us immediately.
This Site and the services described herein are intended for U.S. residents only.
We can be contacted at: email@example.com
This Site allows you to request that your personal information be deleted.
To request deletion of your personal information please contact us as the following email address: firstname.lastname@example.org