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Banking

What Is An ACH Transfer And Does It Work

What Is An ACH Transfer And Does It Work

by Sarah Li Cain
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Updated on October 2, 2022
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4 Min Read
Most banks offer automated clearing house (ACH) transfers as an option to send money electronically.
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How To Switch Banks

by Choncé Maddox
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Updated on September 11, 2022
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5 Min Read
Switching banks can help you better manage your finances and reduce fees. Here are 6 steps to help you switch banks without a hassle.
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Types Of Savings Accounts

by Roger Wohlner
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Updated on January 13, 2022
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8 Min Read
Savings accounts can be a great vehicle for cash that you don't want to take a risk with or that is otherwise on the sidelines. There is a wide range of savings accounts from which to choose, so do your homework up front.
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How Much Cash to Keep in a Checking Account

by Jen Smith
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Updated on January 13, 2022
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4 Min Read
You have a lot of options when it comes to stashing your cash. Here’s specifically how much to be keeping in your checking and savings accounts.
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Routing Number vs. Account Number

by Choncé Maddox
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Updated on September 4, 2022
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4 Min Read
A routing number and account number identify important aspects of your bank account and allow you to set up payments. Find out how these numbers work and when to use them safely.
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Best Checking Accounts

by Kevin Mercadante
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Updated on September 4, 2022
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7 Min Read
The best checking accounts combine no monthly fee, a low or no minimum opening deposit, interest or rewards, and other features that will make your financial life easier. Here’s where to find them.
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How Much Should I Have in Savings?

by Jen Smith
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Updated on January 13, 2022
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4 Min Read
Should you be saving more? Find out how much the average person has saved and how much cash you should actually be stashing in your savings account
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How Much Should You Save Each Month

by Lee Huffman
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Updated on January 13, 2022
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8 Min Read
Determine how much you should save each month to hit your money goals, including seven strategies to boost your savings.
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CD Ladder: What It Is and How to Build One

by Jen Smith
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Updated on January 13, 2022
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4 Min Read
Tired of your high-yield savings account’s interest rate continually dropping? A CD ladder could be the solution to your interesting problem.
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Money Market vs. CD

by Jessica Martel
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Updated on July 3, 2022
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4 Min Read
What is the difference between a money market account (MMA) and a certificate of deposit (CD), and which account is the right choice for you?
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What Is a Checking Account?

by Aja McClanahan
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Updated on April 7, 2022
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4 Min Read
A checking account allows you to make deposits and withdrawals from a bank, credit union, or similar financial institution.
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Cashier's Check vs. Money Order

by Catherine Hiles
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Updated on January 13, 2022
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4 Min Read
Money orders and cashier’s checks are both forms of certified funds, but they have several differences you need to know to decide which is best for you.
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Checking vs Savings Accounts

by Jennifer G Gregory
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Updated on January 13, 2022
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4 Min Read
Checking and savings accounts serve different purposes and terms. By understanding the differences, you can use each account more efficiently to save money and time.
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What is APY?

by Roger Wohlner
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Updated on April 25, 2022
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3 Min Read
APY or annual percentage yield is the rate of return you will earn for a year in a bank account, including compound interest.
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What is a Money Market Account?

by Catherine Hiles
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Updated on January 13, 2022
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6 Min Read
A money market account is a type of savings account that typically offers a higher interest rate than a traditional savings account.
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What Is a Certified Check?

by Elizabeth Rivelli
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Updated on January 13, 2022
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3 Min Read
Certified checks are often used to make large purchases. Learn how certified checks work, how much they cost, and how you can prevent check fraud.
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What Is APR?

by Kevin Mercadante
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Updated on April 19, 2022
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6 Min Read
APR is more important than the interest rate on a loan. APR reflects the true cost of a loan because it includes any fees charged by the lender – in addition to the interest rate.
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Are CDs Worth It?

by Roger Wohlner
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Updated on January 13, 2022
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3 Min Read
CDs can be a good place to invest some of your cash. Returns are guaranteed and predictable. There are some restrictions to be aware of and they need to be considered when looking at CDs.
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What is a CD (certificate of deposit)?

by Catherine Hiles
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Updated on January 13, 2022
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8 Min Read
A certificate of deposit, or CD, is a risk-free way to save that offers a higher interest rate than a traditional savings account without the risk associated with investing in stocks and bonds.
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Health Savings Accounts (HSA): What is it and how does it work?

by Jen Smith
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Updated on January 13, 2022
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5 Min Read
A Health savings account has benefits that make it a great savings and investing vehicle. Find out what it is, how it works, and if you’re eligible for one.
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What Is A Money Order and How Does It Work?

by Jennifer G Gregory
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Updated on January 13, 2022
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6 Min Read
This article provides an overview of money orders and how they work. Topics in the article include: what is it, how to purchase one, when should you use it and more.
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Joint Bank Accounts Guide

by Cynthia Paez Bowman
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Updated on January 13, 2022
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4 Min Read
A joint bank account makes it easy for two or more parties to share an account. It’s convenient, but there are pros and cons you should consider first.
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