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Personal Finance

How To Choose a Financial Advisor

How To Choose a Financial Advisor

by Roger Wohlner
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Updated on September 28, 2022
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7 Min Read
A financial advisor can assist you in planning and managing your financial affairs. This can be a one-time need or ongoing. Choosing the right financial advisor for your needs is important.
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What to do and not to do with an inheritance

by Jennifer G Gregory
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Updated on January 13, 2022
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5 Min Read
Receiving an inheritance can be a great financial opportunity. By making smart choices and avoiding poor choices can help you improve your long-term financial situation.
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Does Debt Consolidation Hurt Your Credit Score?

by Jason Steele
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Updated on April 4, 2022
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5 Min Read
Successful debt consolidation will help your credit by allowing you to reduce or eliminate your debt sooner, while paying less in interest charges.
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What Is a Hard Inquiry?

by Jason Steele
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Updated on January 13, 2022
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4 Min Read
A hard inquiry is the result of an application for new credit, and is unlikely to significantly hurt your credit score.
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8 Ways to Improve Your Credit Score

by Jason Steele
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Updated on April 4, 2022
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8 Min Read
Credit score is almost entirely within your control, and there are many steps that you can take to improve it. Here are 8 ways you can improve your credit score.
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How To Improve Credit Score Fast

by Holly Johnson
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Updated on March 13, 2022
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6 Min Read
Improving your credit isn't rocket science, but you do have to treat your credit with care. Find out which steps you can take to boost your credit score fast.
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What Is a Soft Credit Check?

by Jason Steele
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Updated on March 13, 2022
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5 Min Read
A soft credit check is an inquiry used to check credit for pre-approval or informational purposes. Unlike hard credit checks, soft credit checks do not affect credit scores.
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Best Cash Back Apps

by Kevin Mercadante
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Updated on September 13, 2022
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5 Min Read
Inflation got you down? The best cash back apps of 2022 are a way to fight back. Earn 10% and more in cash back, discounts and other rewards.
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How to budget money

by Jason Steele
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Updated on March 13, 2022
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5 Min Read
A budget is a plan for how you will spend your money, and it's one of the most common financial management tools to avoid spending more than you earn.
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What Is a Good Credit Score?

by Holly Johnson
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Updated on April 7, 2022
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4 Min Read
A good credit score starts at 661, although it really depends on the type of scoring model you use. Find out what good credit looks like and how to get it.
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What Is Buy Now, Pay Later?

by Aja McClanahan
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Updated on August 31, 2022
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4 Min Read
Buy Now Pay Later financing helps you split purchase payments into installments over time. Here are the pros and cons of using it.
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What is the debt-to-income (DTI) ratio?

by Roger Wohlner
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Updated on August 30, 2022
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4 Min Read
Debt-to-income ratio (DTI) is a critical metric that lenders, especially mortgage lenders, take into account when reviewing a loan application. DTI measures the ratio of an individual’s minimum monthly debt payments to their monthly gross income.
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What is a Beneficiary & How to Choose One

by Cynthia Paez Bowman
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Updated on January 13, 2022
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6 Min Read
A beneficiary is the person or entity you choose to receive a certain investment, account or asset. Take a closer look at your options and how to choose a beneficiary.
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What Happens If You Die Without a Will

by Cynthia Paez Bowman
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Updated on January 13, 2022
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4 Min Read
Dying without a will complicates what your loved ones receive. The process can be drawn out. Here’s what happens if you die without a will and how to avoid it.
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Trust versus Will: What's The Difference?

by Catherine Hiles
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Updated on January 13, 2022
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5 Min Read
Wills and trusts are both legal documents that help distribute your assets after you die. But what is the difference, and which one do you need?
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What is a trust?

by Cynthia Paez Bowman
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Updated on January 13, 2022
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6 Min Read
A trust is a legal entity you can set up to hold your assets and transfer them to your heirs without probate court or fees. There are several types of trusts available, based on your estate-planning goals.
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What is a Living Will?

by Elizabeth Rivelli
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Updated on January 13, 2022
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4 Min Read
A living will ensures you get the type of end-of-life medical care you want for yourself. Learn more about living wills and why you might need one.
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What Is Probate and How Does it Work?

by Holly Johnson
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Updated on January 13, 2022
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5 Min Read
Probate is a legal process used to distribute assets when someone passes away. Find out how probate works and when you can avoid it.
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How to Write a Will

by Catherine Hiles
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Updated on March 13, 2022
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5 Min Read
Learn how to write your will, either on your own or with the help of an attorney, to ensure your loved ones are taken care of when you die.
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How Long Does a Bankruptcy Stay on Your Credit Report?

by Margaret Wack
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Updated on March 13, 2022
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5 Min Read
Filing for bankruptcy can have a severe impact on your credit score. In most cases, bankruptcy stays on your credit report for 7 to 10 years.
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How to Increase Your Credit Limit

by Choncé Maddox
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Updated on March 13, 2022
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4 Min Read
If you want to increase your credit limit, you have a few options. Learn how to get started and the benefits of having a higher credit limit in this article.
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What is a Line of Credit?

by Kevin Mercadante
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Updated on March 13, 2022
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5 Min Read
What is a line of credit? It’s a highly flexible financing arrangement, providing the consumer with access to ready cash, and even an opportunity to improve his or her credit score.
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How To Check Your Credit Score

by Elizabeth Rivelli
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Updated on February 3, 2022
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3 Min Read
Need to check your credit score? See how you can access a free credit report and learn what factors contribute to your credit score.
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Does Refinancing Hurt Your Credit Score?

by Elizabeth Rivelli
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Updated on January 20, 2022
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3 Min Read
Refinancing can help you get better loan terms, but will it impact your credit score? Find out how refinancing a loan works and how it can affect your credit.
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How to Consolidate Credit Card Debt

by Jason Steele
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Updated on March 13, 2022
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5 Min Read
There are several ways to consolidate your credit debt in order to simplify your finances and allow you to pay off your balances sooner.
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Hard Credit Inquiry vs. Soft Credit Inquiry

by Catherine Hiles
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Updated on March 13, 2022
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4 Min Read
Hard and soft credit inquiries are different ways to check your credit. Hard inquiries can decrease your credit score, while soft inquiries don’t affect it.
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11 of The Best Personal Finance Podcasts

by Jen Smith
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Updated on November 1, 2021
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7 Min Read
When it comes to personal finance podcasts you have a lot of choices, and big names aren’t always better. Here are 11 of the best shows to help in your search.
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Best Debt Consolidation Loans Of 2022

by Catherine Hiles
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Updated on January 2, 2022
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10 Min Read
The best debt consolidation loans can help you streamline payments and reduce interest rates on your debt, making your financial life simpler.
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What Is a Medical Power of Attorney?

by Catherine Hiles
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Updated on January 13, 2022
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5 Min Read
A medical power of attorney is a way to appoint an agent to make decisions about your health care if you are unable to do so due to illness or injury.
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APR vs. APY

by Eric Rosenberg
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Updated on March 24, 2022
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3 Min Read
APR and APY are essential measures of interest rates when dealing with your finances. Learn more about APR vs. APY and how to use them here.
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What Is APR?

by Kevin Mercadante
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Updated on April 19, 2022
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6 Min Read
APR is more important than the interest rate on a loan. APR reflects the true cost of a loan because it includes any fees charged by the lender – in addition to the interest rate.
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What Is Revolving Credit?

by Jason Steele
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Updated on March 13, 2022
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5 Min Read
Revolving credit is a type of loan that lets you borrow at different times and in different amounts, while you make regular payments in proportion to the outstanding balance.
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What Is A Money Order and How Does It Work?

by Jennifer G Gregory
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Updated on January 13, 2022
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6 Min Read
This article provides an overview of money orders and how they work. Topics in the article include: what is it, how to purchase one, when should you use it and more.
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What Is An Irrevocable Beneficiary?

by Elizabeth Rivelli
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Updated on January 13, 2022
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3 Min Read
Adding an irrevocable beneficiary to your life insurance policy has pros and cons. Learn more about this type of beneficiary to see if it's right for you.
Read more >
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