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Jason Steele

Jason Steele

Jason Steele is a freelance writer and an expert in credit cards, travel, and general personal finance. He has been writing about credit and credit cards since 2008, and is widely recognized as one of the leading experts in this industry. Jason also has a broad range of experience writing about travel subjects including family travel, loyalty programs, destinations, and service articles (the how-to of travel).

Articles by Jason Steele

secured credit cards
Credit Cards

What Are Secured Credit Cards and How Do They Work?

Updated on March 7, 2023
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6 Min Read
Secured credit cards are intended to help people with poor or limited credit history build or rebuild their credit score in order to access other forms of credit.
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Can it hurt your credit score?
Credit Score

Does Debt Consolidation Hurt Your Credit Score?

Updated on April 4, 2022
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5 Min Read
Successful debt consolidation will help your credit by allowing you to reduce or eliminate your debt sooner, while paying less in interest charges.
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Revolving Credit
Personal Finance

What Is Revolving Credit?

Updated on March 13, 2022
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5 Min Read
Revolving credit is a type of loan that lets you borrow at different times and in different amounts, while you make regular payments in proportion to the outstanding balance.
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What Is a Roth IRA?
Retirement

What Is a Roth IRA?

Updated on December 21, 2021
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9 Min Read
The Roth IRA is a great way to save for retirement, as you can access your savings without having to pay taxes on it when the time comes to withdraw.
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Mortgage credit score
Mortgages

What Credit Score Is Needed to Buy a House?

Updated on April 4, 2022
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7 Min Read
Having sufficient credit is essential to being approved for a mortgage, and it’s important to know what credit score you need to be approved.
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Second Mortgage
Mortgages

Second Mortgage: Everything You Need to Know

Updated on March 13, 2022
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8 Min Read
A second mortgage is a loan that’s secured by a lien on your property. Second mortgages can be used for home equity loan or home equity line of credit.
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Mortgage Refinance Form
Mortgages

How to Refinance Your Mortgage

Updated on March 13, 2022
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7 Min Read
A home mortgage refinance gives you the opportunity to replace your existing loan with a new one that offers lower rates and more favorable terms.
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Credit check
Credit Score

What Is a Hard Inquiry?

Updated on January 13, 2022
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4 Min Read
A hard inquiry is the result of an application for new credit, and is unlikely to significantly hurt your credit score.
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How to improve your credit score
Credit Score

8 Ways to Improve Your Credit Score

Updated on April 4, 2022
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8 Min Read
Credit score is almost entirely within your control, and there are many steps that you can take to improve it. Here are 8 ways you can improve your credit score.
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Soft credit check
Credit Score

What Is a Soft Credit Check?

Updated on March 13, 2022
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5 Min Read
A soft credit check is an inquiry used to check credit for pre-approval or informational purposes. Unlike hard credit checks, soft credit checks do not affect credit scores.
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how to budget money?
Personal Finance

How to budget money

Updated on March 13, 2022
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5 Min Read
A budget is a plan for how you will spend your money, and it's one of the most common financial management tools to avoid spending more than you earn.
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Credit Cards

How Does Credit Card Interest Work

Updated on August 1, 2022
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4 Min Read
Credit card interest is the amount that you pay for borrowing money. To avoid credit card interest, you can pay off your entire balance each month.
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How to Apply for a Credit Card
Credit Cards

How to Apply for a Credit Card

Updated on July 18, 2022
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6 Min Read
Applying for a credit card can be stressful. Compare your credit to a card’s requirements beforehand to have a better chance of getting approved.
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Paying a Credit Card With a Credit Card
Credit Cards

Can You Pay a Credit Card With a Credit Card

Updated on July 17, 2022
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6 Min Read
There are ways to pay credit card bills with another credit card. Using a balance transfer card may save you money on debt that would otherwise accrue interest.
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How are we going to pay these credit card bills
Personal Finance

How to Consolidate Credit Card Debt

Updated on March 13, 2022
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5 Min Read
There are several ways to consolidate your credit debt in order to simplify your finances and allow you to pay off your balances sooner.
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Mortgage brokers
Mortgages

Mortgage Brokers: Everything You Need To Know

Updated on February 6, 2022
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6 Min Read
A mortgage broker is an intermediary between a home buyer and potential lenders. Mortgage brokers can help borrowers find lenders with loans, rates, and terms to fit their needs.
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Reverse mortgage
Mortgages

Reverse Mortgage: What It Is & How Does It Work

Updated on March 13, 2022
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5 Min Read
A reverse mortgage is a loan that homeowners can receive, which is repaid when they move from their home or die, and the home is sold.
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Avoid 401k Withdrawal Penalties
Retirement

How to Withdraw Money From Your 401(k)

Updated on December 21, 2021
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8 Min Read
How to Withdraw Money From Your 401(k) including penalties and several options for how to avoid them such as COVID early withdrawals and hardship withdrawals.
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