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Jessica Martel

Jessica Martel

Jessica Martel

Jessica Martel is a professional researcher, freelance writer, and mother of two rambunctious little boys. She specializes in the areas of personal finance, financial literacy, and the psychology of money.

Jessica graduated from the University of Calgary with degrees in Communications and Culture, and Psychology and then went on to pursue her Master of Science degree in Cognitive Research Psychology. Her work has appeared on Investopedia, The Balance, Money Under 30, Seeking Alpha, Scotiabank, and more.

Maximum Social Security Retirement Benefit

Maximum Social Security Retirement Benefit

What Is the Maximum Social Security Retirement Benefit?

Updated on March 7, 2023

If you’re not willing or able to delay your social security payments until age 70, you won’t receive the maximum benefit. Here’s what you need to know.

How to Fix Your Credit Score

Updated on March 7, 2023

If you’re trying to repair your credit score, there are several strategies you can use to improve it. Here are six helpful tips to help you fix your credit.

Appliances to Buy for Inflation Reduction Act Rebates

Appliances to Buy for Inflation Reduction Act Rebates

Personal Finance

Appliances to Buy for Inflation Reduction Act Rebates

Updated on October 20, 2022

What is the Inflation Reduction Act, and how can it help you save money when improving the energy efficiency of your home or vehicle?

Fixed-Rate vs. Adjustable-Rate Mortgages

Fixed-Rate vs. Adjustable-Rate Mortgages

Fixed-Rate vs. Adjustable-Rate Mortgages (ARM): What’s the Difference?

Updated on March 13, 2022

What’s the difference between a fixed-rate and adjustable-rate mortgage (ARM) and how do you choose which one is right for you? Keep reading to find out.

what are stocks

what are stocks

What Are Stocks?

Updated on October 13, 2022

You’ve heard of the stock market and maybe you’ve even invested in a few stocks. But, do you really know what a stock is and how it works? Learn more.

fair credit score

fair credit score

What Is a Fair Credit Score

Updated on October 12, 2022

Learn what a fair credit score is, what credit you can access with a fair credit score, and how you can improve a fair credit score.

What is a Bad Credit Score?

Updated on October 12, 2022

A bad credit score can make it difficult to open a credit card, get a car loan, or buy a house. Find out what a bad credit score is and how you can fix it.

balance transfer credit cards

balance transfer credit cards

What Is a Balance Transfer and How Does It Work?

Updated on August 8, 2022

What is a balance transfer, and should you use a balance transfer as part of your debt repayment plan?

What Is the Average Stock Market Return?

Updated on August 7, 2022

While 10% is the historical average stock market return, you shouldn’t expect to see a similar return from your investments each year. Find out why.

Money Market vs. CD

Money Market vs. CD

Money Market vs. CD

Updated on July 3, 2022

What is the difference between a money market account (MMA) and a certificate of deposit (CD), and which account is the right choice for you?

A Guide to Land Loans

Updated on May 24, 2022

Looking for a plot of land to call your own? If you want to purchase land but don’t have immediate plans to build, a land loan might be a good option.

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