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Jessica Martel

Jessica Martel

Jessica Martel is a professional researcher, freelance writer, and mother of two rambunctious little boys. She specializes in the areas of personal finance, financial literacy, and the psychology of money.

Jessica graduated from the University of Calgary with degrees in Communications and Culture, and Psychology and then went on to pursue her Master of Science degree in Cognitive Research Psychology. Her work has appeared on Investopedia, The Balance, Money Under 30, Seeking Alpha, Scotiabank, and more.

Articles by Jessica Martel

Personal Finance

Appliances to Buy for Inflation Reduction Act Rebates

Updated on October 20, 2022
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5 Min Read
What is the Inflation Reduction Act, and how can it help you save money when improving the energy efficiency of your home or vehicle?
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Mortgages

Fixed-Rate vs. Adjustable-Rate Mortgages (ARM): What’s the Difference?

Updated on March 13, 2022
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4 Min Read
What’s the difference between a fixed-rate and adjustable-rate mortgage (ARM) and how do you choose which one is right for you? Keep reading to find out.
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Investing

What Are Stocks?

Updated on October 13, 2022
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5 Min Read
You’ve heard of the stock market and maybe you’ve even invested in a few stocks. But, do you really know what a stock is and how it works? Learn more.
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Credit Score

What Is a Fair Credit Score

Updated on October 12, 2022
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5 Min Read
Learn what a fair credit score is, what credit you can access with a fair credit score, and how you can improve a fair credit score.
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Credit Score

What is a Bad Credit Score?

Updated on October 12, 2022
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5 Min Read
A bad credit score can make it difficult to open a credit card, get a car loan, or buy a house. Find out what a bad credit score is and how you can fix it.
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Retirement

What Is the Maximum Social Security Retirement Benefit?

Updated on August 11, 2022
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3 Min Read
If you’re not willing or able to delay your social security payments until age 70, you won’t receive the maximum benefit. Here’s what you need to know.
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Credit Cards

What Is a Balance Transfer and How Does It Work?

Updated on August 8, 2022
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5 Min Read
What is a balance transfer, and should you use a balance transfer as part of your debt repayment plan?
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Investing

What Is the Average Stock Market Return?

Updated on August 7, 2022
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5 Min Read
While 10% is the historical average stock market return, you shouldn’t expect to see a similar return from your investments each year. Find out why.
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Credit Score

How to Fix Your Credit Score

Updated on July 5, 2022
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6 Min Read
If you’re trying to repair your credit score, there are several strategies you can use to improve it. Here are six helpful tips to help you fix your credit.
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Banking

Money Market vs. CD

Updated on July 3, 2022
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4 Min Read
What is the difference between a money market account (MMA) and a certificate of deposit (CD), and which account is the right choice for you?
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Loans

A Guide to Land Loans

Updated on May 24, 2022
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5 Min Read
Looking for a plot of land to call your own? If you want to purchase land but don’t have immediate plans to build, a land loan might be a good option.
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