Credit Score

Improving your credit isn't rocket science, but you do have to treat your credit with care. Find out which steps you can take to boost your credit score fast.

Hard and soft credit inquiries are different ways to check your credit. Hard inquiries can decrease your credit score, while soft inquiries don’t affect it.

Credit score is almost entirely within your control, and there are many steps that you can take to improve it. Here are 8 ways you can improve your credit score.

A soft credit check is an inquiry used to check credit for pre-approval or informational purposes. Unlike hard credit checks, soft credit checks do not affect credit scores.

Successful debt consolidation will help your credit by allowing you to reduce or eliminate your debt sooner, while paying less in interest charges.

A hard inquiry is the result of an application for new credit, and is unlikely to significantly hurt your credit score.

Having sufficient credit is essential to being approved for a mortgage, and it’s important to know what credit score you need to be approved.