Credit Score

A hard inquiry is the result of an application for new credit, and is unlikely to significantly hurt your credit score.

Having sufficient credit is essential to being approved for a mortgage, and it’s important to know what credit score you need to be approved.

Credit score is almost entirely within your control, and there are many steps that you can take to improve it. Here are 8 ways you can improve your credit score.

Learn what a fair credit score is, what credit you can access with a fair credit score, and how you can improve a fair credit score.

Improving your credit isn't rocket science, but you do have to treat your credit with care. Find out which steps you can take to boost your credit score fast.

Building takes time but you can use certain time-tested strategies to build your credit from the ground up.

A soft credit check is an inquiry used to check credit for pre-approval or informational purposes. Unlike hard credit checks, soft credit checks do not affect credit scores.

This article discusses the FICO score, the most common credit score used by lenders. It provides an overview of the different FICO scores, discusses what factors into your FICO score and shows you where you can get a FICO score for free.

A good credit score starts at 661, although it really depends on the type of scoring model you use. Find out what good credit looks like and how to get it.

This article discusses what an excellent credit score is and how credit scores are calculated. It also provides tips on increasing your credit score.

Medical debt can impact your credit score. This article describes how medical debt impacts your credit and the coming relief that consumer credit reporting bureaus will provide in 2022 and beyond.

That free credit score you get is not the same score used by mortgage lenders. Here’s the score lenders use, and how you can improve it to get a better interest rate.

Filing for bankruptcy can have a severe impact on your credit score. In most cases, bankruptcy stays on your credit report for 7 to 10 years.

Need to check your credit score? See how you can access a free credit report and learn what factors contribute to your credit score.

Refinancing can help you get better loan terms, but will it impact your credit score? Find out how refinancing a loan works and how it can affect your credit.

Late payments can stay on your credit reports for up to seven years. Find out how much late payments damage your score and what you can do about it.

Consumers can dispute errors on their credit reports online or by mail. Find out how to find errors in the first place, plus how to get them erased.

If you’re trying to repair your credit score, there are several strategies you can use to improve it. Here are six helpful tips to help you fix your credit.

Hard and soft credit inquiries are different ways to check your credit. Hard inquiries can decrease your credit score, while soft inquiries don’t affect it.

If you’re working to improve your credit score, how soon can you get confirmation your hard work is paying off?

A bad credit score can make it difficult to open a credit card, get a car loan, or buy a house. Find out what a bad credit score is and how you can fix it.

Understanding what a high credit score can do for your finances is important. Here’s what is the highest credit score you can get, and why you’ll want to aim for as high as possible.

Knowing how to freeze your credit can help protect your identity. Follow these steps to request or lift a credit freeze.