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Credit Score

Does Debt Consolidation Hurt Your Credit Score?

Does Debt Consolidation Hurt Your Credit Score?

by Jason Steele
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Updated on April 4, 2022
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5 Min Read
Successful debt consolidation will help your credit by allowing you to reduce or eliminate your debt sooner, while paying less in interest charges.
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What Is a Hard Inquiry?

by Jason Steele
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Updated on January 13, 2022
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4 Min Read
A hard inquiry is the result of an application for new credit, and is unlikely to significantly hurt your credit score.
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What Credit Score Is Needed to Buy a House?

by Jason Steele
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Updated on April 4, 2022
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7 Min Read
Having sufficient credit is essential to being approved for a mortgage, and it’s important to know what credit score you need to be approved.
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8 Ways to Improve Your Credit Score

by Jason Steele
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Updated on April 4, 2022
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8 Min Read
Credit score is almost entirely within your control, and there are many steps that you can take to improve it. Here are 8 ways you can improve your credit score.
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What Is a Fair Credit Score

by Jessica Martel
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Updated on September 14, 2022
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5 Min Read
Learn what a fair credit score is, what credit you can access with a fair credit score, and how you can improve a fair credit score.
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How To Improve Credit Score Fast

by Holly Johnson
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Updated on March 13, 2022
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6 Min Read
Improving your credit isn't rocket science, but you do have to treat your credit with care. Find out which steps you can take to boost your credit score fast.
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How to Build Credit

by Kevin Mercadante
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Updated on September 14, 2022
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8 Min Read
Building takes time but you can use certain time-tested strategies to build your credit from the ground up.
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What Is a Soft Credit Check?

by Jason Steele
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Updated on March 13, 2022
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5 Min Read
A soft credit check is an inquiry used to check credit for pre-approval or informational purposes. Unlike hard credit checks, soft credit checks do not affect credit scores.
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What Is a FICO Score?

by Aaron Hurd
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Updated on September 11, 2022
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4 Min Read
This article discusses the FICO score, the most common credit score used by lenders. It provides an overview of the different FICO scores, discusses what factors into your FICO score and shows you where you can get a FICO score for free.
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What Is a Good Credit Score?

by Holly Johnson
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Updated on April 7, 2022
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4 Min Read
A good credit score starts at 661, although it really depends on the type of scoring model you use. Find out what good credit looks like and how to get it.
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What is an excellent credit score?

by Aaron Hurd
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Updated on August 18, 2022
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7 Min Read
This article discusses what an excellent credit score is and how credit scores are calculated. It also provides tips on increasing your credit score.
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How Does Medical Debt Affect Your Credit Score?

by Aaron Hurd
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Updated on August 7, 2022
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5 Min Read
Medical debt can impact your credit score. This article describes how medical debt impacts your credit and the coming relief that consumer credit reporting bureaus will provide in 2022 and beyond.
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Which Credit Score Do Mortgage Lenders Use?

by Kevin Mercadante
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Updated on March 17, 2022
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4 Min Read
That free credit score you get is not the same score used by mortgage lenders. Here’s the score lenders use, and how you can improve it to get a better interest rate.
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How Long Does a Bankruptcy Stay on Your Credit Report?

by Margaret Wack
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Updated on March 13, 2022
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5 Min Read
Filing for bankruptcy can have a severe impact on your credit score. In most cases, bankruptcy stays on your credit report for 7 to 10 years.
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How To Check Your Credit Score

by Elizabeth Rivelli
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Updated on February 3, 2022
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3 Min Read
Need to check your credit score? See how you can access a free credit report and learn what factors contribute to your credit score.
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Does Refinancing Hurt Your Credit Score?

by Elizabeth Rivelli
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Updated on January 20, 2022
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3 Min Read
Refinancing can help you get better loan terms, but will it impact your credit score? Find out how refinancing a loan works and how it can affect your credit.
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How Long Do Late Payments Stay on My Credit Report?

by Holly Johnson
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Updated on July 31, 2022
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4 Min Read
Late payments can stay on your credit reports for up to seven years. Find out how much late payments damage your score and what you can do about it.
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How to Dispute An Error On Your Credit Report

by Holly Johnson
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Updated on July 17, 2022
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5 Min Read
Consumers can dispute errors on their credit reports online or by mail. Find out how to find errors in the first place, plus how to get them erased.
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How to Fix Your Credit Score

by Jessica Martel
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Updated on July 5, 2022
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6 Min Read
If you’re trying to repair your credit score, there are several strategies you can use to improve it. Here are six helpful tips to help you fix your credit.
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Hard Credit Inquiry vs. Soft Credit Inquiry

by Catherine Hiles
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Updated on March 13, 2022
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4 Min Read
Hard and soft credit inquiries are different ways to check your credit. Hard inquiries can decrease your credit score, while soft inquiries don’t affect it.
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How Often Does Your Credit Score Update?

by Aaron Hurd
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Updated on June 23, 2022
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4 Min Read
If you’re working to improve your credit score, how soon can you get confirmation your hard work is paying off?
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What is a Bad Credit Score?

by Jessica Martel
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Updated on May 22, 2022
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5 Min Read
A bad credit score can make it difficult to open a credit card, get a car loan, or buy a house. Find out what a bad credit score is and how you can fix it.
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What Is The Highest Credit Score Possible?

by Sarah Li Cain
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Updated on March 31, 2022
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4 Min Read
Understanding what a high credit score can do for your finances is important. Here’s what is the highest credit score you can get, and why you’ll want to aim for as high as possible.
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How to Freeze Your Credit

by Aja McClanahan
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Updated on March 3, 2022
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5 Min Read
Knowing how to freeze your credit can help protect your identity. Follow these steps to request or lift a credit freeze.
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