Credit Score

Medical debt can impact your credit score. This article describes how medical debt impacts your credit and the coming relief that consumer credit reporting bureaus will provide in 2022 and beyond.

Building takes time but you can use certain time-tested strategies to build your credit from the ground up.

Improving your credit isn't rocket science, but you do have to treat your credit with care. Find out which steps you can take to boost your credit score fast.

A good credit score starts at 661, although it really depends on the type of scoring model you use. Find out what good credit looks like and how to get it.

Filing for bankruptcy can have a severe impact on your credit score. In most cases, bankruptcy stays on your credit report for 7 to 10 years.

If you’re trying to repair your credit score, there are several strategies you can use to improve it. Here are six helpful tips to help you fix your credit.

A bad credit score can make it difficult to open a credit card, get a car loan, or buy a house. Find out what a bad credit score is and how you can fix it.

Credit score is almost entirely within your control, and there are many steps that you can take to improve it. Here are 8 ways you can improve your credit score.

Having sufficient credit is essential to being approved for a mortgage, and it’s important to know what credit score you need to be approved.

That free credit score you get is not the same score used by mortgage lenders. Here’s the score lenders use, and how you can improve it to get a better interest rate.

Hard and soft credit inquiries are different ways to check your credit. Hard inquiries can decrease your credit score, while soft inquiries don’t affect it.

Successful debt consolidation will help your credit by allowing you to reduce or eliminate your debt sooner, while paying less in interest charges.

Understanding what a high credit score can do for your finances is important. Here’s what is the highest credit score you can get, and why you’ll want to aim for as high as possible.

A soft credit check is an inquiry used to check credit for pre-approval or informational purposes. Unlike hard credit checks, soft credit checks do not affect credit scores.

Knowing how to freeze your credit can help protect your identity. Follow these steps to request or lift a credit freeze.

Need to check your credit score? See how you can access a free credit report and learn what factors contribute to your credit score.

Refinancing can help you get better loan terms, but will it impact your credit score? Find out how refinancing a loan works and how it can affect your credit.

A hard inquiry is the result of an application for new credit, and is unlikely to significantly hurt your credit score.